I would like to express my sincere gratitude for the continued support and interest of all our customers in BC Card.

BC Card provides a variety of different services to the 24 million customers and 2.5 million merchants of its 11 member banks.

As a result, BC Card has become the leading credit card company in South Korea ? and we are grateful to you, our customers, for helping us to achieve this.

"BC Card will do its utmost to become a Global Payment Service Provider, to give you the best possible value."

Our staff has enabled us to grow the business steadily by offering our customers convenience and our merchants first class service. We are committed to innovation, to improving our global competitiveness, and to expanding our range of products and services so as to meet the expectations and needs of our customers and merchants.

And we are making progress in our goal of becoming a global leader in the credit card industry.

We can best serve our customers by providing the sort of services and products that are demanded both nationally and internationally, and believe that this will establish a platform that enables us to become a leader in the global market

We aim to be a trusted partner in the communities in which we live and work, maintaining a strong commitment to local communities through active involvement in them.

We are currently running a campaign entitled “Creating Hope with a Red Apple”, which provides hot meals and educational support for those in need.

I would like to ask for your continued trust and support for BC Card. We promise to do our very best to give customer satisfaction, and to provide you with the high quality service you deserve.

Finally, I would like to thank each one of our customers personally, and send you my best wishes for your happiness.

President and CEO Hyung-Duk Chang